MSc in Rural Banking and Finance Management Admission 2024-25, Process, Sports
Master of Science in Rural Banking and Finance Management
STREAM
Agriculture
DURATION
2 Years
ELIGIBILITY
B.Sc in Relevant Subject with 55% Marks (50% for SC/ST) from Recognized University
COURSE MODE
Semester
COURSE TYPE
Master Degree Courses
M.Sc. Rural Banking & Finance Management About
M.Sc. Rural Banking & Finance Management is a postgraduate degree program that provides specialized training in rural finance and banking. The course is designed to train students to become skilled professionals in rural banking and finance management and help them to build a career in the field of rural finance. Master of Science (M.Sc.) in Rural Banking and Finance Management is a specialized postgraduate program designed to equip students with the knowledge and skills necessary to address the unique challenges and opportunities in the rural banking and finance sector. This program integrates theoretical principles with practical applications, providing a comprehensive understanding of the financial landscape in rural areas.The curriculum typically covers a broad spectrum of topics, including rural economics, agricultural finance, microfinance, cooperative banking, rural development policies, and financial inclusion strategies. Students delve into the intricacies of managing financial institutions in rural settings, emphasizing the diverse needs of the agricultural and rural communities.One of the key focuses of this program is to develop expertise in assessing and managing risks associated with rural banking and finance. Students learn to analyze the socio-economic dynamics of rural areas, enabling them to formulate effective financial strategies that contribute to the sustainable development of these regions.
M.Sc. Rural Banking & Finance Management Course Details
| Course Type | Degree |
| Course Name | Master of Science in Rural Banking & Finance Management |
| Course Duration | 2 years |
| Eligibility | B.Sc in Relevant Subject |
| Application Mode | Online/Offline |
| Fee Structure | Updated Soon |
| Job Profile | Rural Development Officer,Microfinance Manager etc. |
M.Sc. Rural Banking & Finance Management Duration
The duration of the program is generally 2 years, divided into four semesters.
M.Sc. Rural Banking & Finance Management Eligibility Criteria
To be eligible for this program, a candidate must have a Bachelor’s degree in any discipline from a recognized university with at least 50% marks in aggregate.
M.Sc. Rural Banking & Finance Management Selection Criteria
Admission to the M.Sc. Rural Banking & Finance Management program is usually done on the basis of entrance exams, followed by a round of personal interview.
M.Sc. Rural Banking & Finance Management Entrance Exam
The entrance exam for this program may vary from institute to institute. However, some popular entrance exams include CAT, MAT, XAT, CMAT, etc.
How to Apply for M.Sc. Rural Banking & Finance Management
Candidates can apply for this program by filling up the application form available on the official website of the respective colleges or institutes.
M.Sc. Rural Banking & Finance Management Application Fee
The application fee may vary from institute to institute. However, it usually ranges from INR 500 to INR 1500.
Syllabus of M.Sc. Rural Banking & Finance Management
The syllabus of M.Sc. Rural Banking & Finance Management program includes subjects such as Financial Accounting, Microfinance, Financial Management, Risk Management, International Finance, Rural Banking, etc.
M.Sc. Rural Banking & Finance Management Salary and Jobs
After completing the M.Sc. Rural Banking & Finance Management program, one can expect to earn an average salary of INR 3-6 lakhs per annum. There are various job opportunities available in this field, such as Rural Development Officer, Branch Manager, Credit Manager, Loan Officer, Financial Analyst, etc.
M.Sc. Rural Banking & Finance Management Career Opportunities
The career opportunities in the field of rural banking and finance are immense. After completing this program, one can work with various organizations such as Rural Banks, Regional Rural Banks, Microfinance Institutions, Non-Governmental Organizations, etc. One can also start their own microfinance institution or work as a consultant in the field of rural banking and finance management.
| Job Profile | Job Description |
| Rural Development Officer | Work with government agencies, NGOs, or private organizations to implement and manage rural development projects. This role involves designing and executing initiatives to improve the economic and social well-being of rural communities. |
| Microfinance Manager | Manage and oversee microfinance institutions that provide financial services to small-scale entrepreneurs and businesses in rural areas. This involves assessing creditworthiness, designing financial products, and ensuring the sustainable growth of the microfinance institution. |
| Agricultural Finance Specialist | Work with banks or financial institutions to develop and implement financial products specifically tailored for the agricultural sector. This could involve providing loans for farmers, crop insurance, or other financial services to support rural agriculture. |
| Rural Banking Manager | Manage the operations of rural branches of banks, ensuring efficient and effective delivery of financial services to rural customers. This role may involve overseeing loan portfolios, managing customer relationships, and ensuring compliance with regulatory requirements. |
| Research Analyst in Rural Economics | Conduct research on rural economic trends, agricultural finance, and rural banking practices. Work for research institutions, think tanks, or government agencies to contribute to the development of policies and strategies for rural economic growth. |
| Financial Inclusion Consultant | Consult with organizations on strategies to promote financial inclusion in rural areas. This may involve developing initiatives to increase access to financial services, promoting financial literacy, and working on policies to bridge the financial gap in rural communities. |
| Community Development Officer | Collaborate with local communities, NGOs, and government agencies to design and implement programs that address the socio-economic needs of rural areas. This could include initiatives related to education, healthcare, and infrastructure development. |
| Risk Analyst in Agricultural Finance | Evaluate and manage risks associated with agricultural finance, including assessing the impact of factors such as weather conditions, market fluctuations, and policy changes on rural financial portfolios. |
| Project Manager in Rural Infrastructure Development | Lead projects focused on improving rural infrastructure, such as roads, irrigation systems, and market facilities. This role involves coordinating various stakeholders, managing budgets, and ensuring the successful implementation of infrastructure projects. |
| Entrepreneurship in Rural Finance | Start your own consultancy or business focused on providing financial services or solutions tailored to the needs of rural communities. This could include setting up microfinance institutions, offering financial literacy training, or providing advisory services to rural businesses. |
Employment Zone:
- Cooperative Development Authority (CDA)
- Government/Non-Government Organizations
- Institutions/Schools Offering Cooperative Education Programs
- Manage Cooperatives
- Financial Institution
- Conduct Research
Job Scopes:
- Channel Manager
- Administrator - Co-operative Housing Society
- Capacity Management Specialist
- Assistant General Manager - Banking & Loan
- Assistant Sales Manager
- Teacher/Tutor
Documents Required For MSc in Rural Banking and Finance Management Administration Admission
- HSC Certificate and Mark sheet.
- +2 Certificate and Mark sheet.
- Graduation All Certificates and Mark sheets.
- College Leaving Certificate
- Migration Certificate in case of student migrating from other university.
- Provisional Certificate
- Recent passport size colour photographs duly attested by a Gazetted Officer (5 copies).
- Caste/Tribe certificate (for SC/ST candidate)/Physically Handicapped certificate.
NOTE:- Students who are admitted must bring all the original documents to with them to the Institute Campus. Students failing to present all relevant original documents upon request may be denied admission or later told to leave the university.
MSc in Rural Banking and Finance Management Administration: Course Highlights
Given below are few of the important highlights of the program.
| Program Full Name | Master of Science in Rural Banking and Finance Management |
| Program Level | Master Degree Courses |
| Duration of the Program | 2 Years |
| Examination Type | Semester |
| Eligibility | B.Sc in Relevant Subject with 55% Marks (50% for SC/ST) from Recognized University |
| Admission Process | Entrance Exam and Merit Based |
| Average Program Fee | Upto Rs. 1 Lakh |
MSc in Rural Banking and Finance Management: Syllabus
Syllabus of Management as prescribed by various Universities and Colleges.
| Paper Code | Subjects of Study |
| 1 | Economics for Bankers |
| 2 | Financial Accounting |
| 3 | Commercial and Banking laws |
| 4 | Quantitative Techniques for Bankers |
| 5 | Practical –I Economics for Bankers |
| 6 | Practical –II Financial Accounting |
| 7 | Practical –III Commercial and Banking laws |
| 8 | Practical –iv Quantitative Techniques for Bankers |
| 9 | Seminars |
| 10 | Principles of Management |
| 11 | E-commerce and Banking |
| 12 | Marketing of Banking Services |
| 13 | Human Resources Development in Banks |
| 14 | Practical –I Principles of Management |
| 15 | Practical –II E-commerce and Banking |
| 16 | Practical –III Marketing of Banking Services |
| 17 | Practical –IV Human Resources Development in Banks |
| 18 | Viva-voce |
| 19 | Seminars II |
| 20 | Monetary Economics |
| 21 | Financial Decision Analysis |
| 22 | Bank Management |
| 23 | International Banking |
| 24 | Practical-1 Monetary Economics |
| 25 | Practical-II Financial Decision Analysis |
| 26 | Practical-III Bank Management |
| 27 | Practical-IV International Banking |
| 28 | Project Report Viva-voce |
| 29 | Management Accounting |
| 30 | Indian Financial System |
| 31 | Project Planning Analysis |
| 32 | Investment Management |
| 33 | Practical –I Management Accounting |
| 34 | Practical –II Indian Financial System |
| 35 | Practical –III Project Planning Analysis |
| 36 | Practical –IV Investment Management |
| 37 | Viva Voce |
| 38 | Term Paper |
Colleges offering MSc in Rural Banking and Finance Management in India
Mentioned below are some states in India that offer the program.
Andaman and Nicobar Islands
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chandigarh
Chhattisgarh
Dadra and Nagar Haveli
Daman and Diu
Delhi
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu and Kashmir
Jharkhand
Karnataka
Kerala
Lakshadweep
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Odisha
Puducherry
Punjab
Rajasthan
Sikkim
Tamil Nadu
Telangana
Tripura
Uttar Pradesh
Uttarakhand
West Bengal
